Podium brings a curated network of specialty lenders directly to your dealership. Submit your customer's profile. We return competing, structured offers within 24 hours. Your team gets the lender access and deal depth to close.
Podium was built on one belief: every exotic and luxury deal deserves access to the right lender, not just the available one. Submit your customer's profile once. Our proprietary algorithm matches the deal to the lenders best positioned for that specific transaction. You stay focused on the relationship. We bring the financing capability.
The average dealership transaction takes 3 hours. Podium buyers arrive with their deal structured — your dealership finance office closes, not rebuilds. Cox Automotive Car Buyer Journey Study, 2024
Self-employed, 1099, and mixed-income profiles are the ones most likely to stall with a single captive lender. Podium's network was built to underwrite exactly these structures — at the transaction levels that match your inventory.
Once your customer selects their financing offer, Podium presents protection products — GAP, mechanical breakdown, tire and wheel — as a natural next step. An incremental revenue channel for your store without the adversarial pitch.
74% of buyers who have a strong finance experience return to the same dealer for their next vehicle. Podium makes that experience the standard, not the exception. Cox Automotive
Onboarding is handled by a dedicated Podium partner manager. Your first deal submission can happen within days of registration.
Submit your dealership profile — brands, inventory range, and setup. A dedicated partner manager is assigned within 24 hours to complete onboarding.
01When a customer is ready to finance, submit their profile through the Podium portal. Our algorithm matches the deal to the best-fit lenders and returns competing offers within 24 hours.
02Your customer selects their preferred offer. The financing is structured and confirmed. Your team delivers the vehicle — nothing left to rebuild.
03Industry benchmarks. Sources: Cox Automotive 2024, VehicleLyfe 2024 (2.7M records), industry loyalty research.
The 2024 Cox Automotive Car Buyer Journey Study reports buyers spend an average of 3 hours completing a transaction at the dealership. Podium buyers arrive pre-structured — your desk focuses on delivery, not deal building.
Only 1 in 5 dealership sales currently comes from a repeat customer, well below the 33% threshold for long-term sustainability. Podium's finance experience is designed to move that number. VehicleLyfe, 2.7M dealership records, 2024
Self-employed, 1099, and high-net-worth buyers who stall with a single captive lender typically see 10–15% higher approval rates when Podium's algorithm matches their file to the right multi-lender set.
A loyal automotive customer is worth $47,700 over the relationship lifecycle including vehicle purchases, service revenue, and referrals. The finance experience at delivery is the single greatest driver of whether they return. Industry Loyalty Program Research, 2024
Individual outcomes vary with inventory mix, buyer profile, and lender response.
Lender Network
From independent specialists to large dealer groups, Podium adapts to your operation without a rip-and-replace.
Independent stores with premium inventory who need lender access and deal structuring without a dedicated finance team.
Multi-store groups standardizing finance across locations — a consistent process regardless of which rooftop closes the deal.
High-volume dealer groups looking to extend their lender network and improve approval rates on complex buyer profiles.