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Financing options

Financing follows the car.

Purchase, refinance, release equity, pay off a lease, bid at auction or advance against a consignment. Start with the moment you are in.

01

Before you buy

Bidder financing

For bidding with committed funds, whether you have chosen the lot or are working from a budget.

  • Funds committed ahead of the hammer
  • Works with a budget, not only a specific lot
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02

At the purchase

Purchase

For a loan or a lease on a car you are buying, from a dealer or a private seller.

  • Loan or lease
  • Entity-held title accepted
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03

While you own it

Refinance

For replacing a loan already on a car you own.

  • Payoff handled directly with the current lender
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Equity release

For raising cash against one car, or a collection, you already own.

  • Interest-only, 12-month renewable, at 60% LTV
  • No-credit-check collateral lending
  • Collateral held in multiple jurisdictions
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Lease payoff

For buying out a lease at or before its end.

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04

When you sell

Consignor advance

For receiving cash against a consigned car before the sale settles.

  • Funds ahead of settlement
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Start here

One profile. The structures available for your deal.

Choose the need that fits. Podium matches your profile with lenders suited to the transaction and brings the offers back into one place.

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Initial offers are indicative and remain subject to lender verification. Availability varies by lender, vehicle, borrower profile and state.

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